4952 oak, bay city, MI 48706

**Two-Story Boat House with direct access to Saginaw Bay** Situated along the water with access leading out to the Saginaw Bay and includes a shared dock with the neighboring lot. Equipped with electricity and water and has been freshly painted. The main level features a small, kitchen area with countertop space, a refrigerator and microwave. Upstairs is a small carpeted lodging area with two windows, drywalled and insulated. **Property Features:** * Two-story boat house * Water access leading to Saginaw Bay * Shared dock * Electricity and water * Fresh interior paint * Refrigerator and microwave * Small kitchenette/counter area * Upper-level lodging area * Carpeted upper level with two windows * Drywalled and insulated * Outdoor storage * **No trash pickup** Right in between Bay City Yacht Club and Sunset Shores Yacht Club without the Yacht Club fees. Green and White Lighthouse Not included

Information provided by East Central Association of REALTORS^® Copyright 2026
All information provided is deemed reliable but is not guaranteed and should be independently verified. Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing By: Amy Garza of HamadyRobinson, REALTORS®, Phone: 810-744-4333